Web payments


#1

Is Stripe the best option for accepting payments on the web? What are the alternatives?


#2

Define “the best”.


#3

It depends on what kind of payments do you wish to accept. If you want to receive International Payments, then PayPal or Payoneer are good.


#4

I’m primarily concerned with finding one that creates a good user experience, but a good developer experience would be great too! I want to create a solution that will not require a user to go through many steps to pay, and that maybe makes use of the new-ish web payments API.

It just needs to be able to process credit card payments (as well as money from peoples PayPal accounts). I don’t need to support anything like Bitcoin.


#5

I definitely want to be able to receive funds from peoples paypal accounts, and I found out that Stripe does not let you do this, so I may have to use the PayPal API. Could there be any benefit to using both PayPal and Stripe?

It will not be global but will be international - Europe & US & Australia.


#6

Also perhaps worth me mentioning that it is not a traditional ecommerce site where I just take a payment. It is a platform where people sell services, and then a percentage of what they charge is taken by me.


#7

Cryptocurrencies is the best for the internet payments.


#8

How so?
Not everyone uses them and the OP says:-


#9

It depends on the amounts and number of monthly payments you’re going to receive. If you already have PayPal - you can use it, but I don’t recommend to create a new account for that as there will be a lot of limitations.
So Stripe is a good one.
Moreover crypto is also good as people now make a lot of payments using it due to the death of market. Moreover you can earn on it.


#10

If you want to alienate a large part of the market sure.

You can view the payum extension repo to get an idea of all the vendors out there that offer payment solutions.

https://packagist.org/packages/payum/

Payum is a php package but you can use it not for the code but to understand the options available.

https://payum.forma-pro.com/


#11

Where do you want to receive payments? Is it a website or a platform? Or you just want to use it for personal use?


#13

Its a website/PWA


#15

Then you can surely use Stripe. I am not sure about the conversion rates in comparison with PayPal & Payoneer.

You can compare them.