I am debating and thinking if there is a more effective gateway than the famous paypal, and why you would prefer another beside paypal?
Since more people are likely to trust Paypal rather than any of the alternatives (apart from those offered by the banks) why would you consider any of the others? After all Paypal have a reputation for shutting down questionable accounts so that when buying through Paypal you can be more confident of the seller being legitimate.
All merchant accounts will shut you down, freeze you or lock you out for fraud. The difference is that paypal operates many more accounts, with a far lower barrier to entry than traditional merchants so they get a lot of flack and have a much higher risk rate than say authorize.net. But if you cause problems you’ll have issues anywhere you go.
That said, there are alternatives and if you feel paypal is overly harsh, you should pursue them whether it’s a direct merchant account or using Google Checkout or Amazon payments, both are recognized, trusted names but far less used.
Aww, Authorize.net would be another option? Where it will offer great flexibility, low transaction fees, truly global coverage, and many other great goodies?
I was wondering about google checkout but then Google check out is only able to transfer dollars and pound only they still working with other exchange values beside dollar and pound.
What other gateway exist similar to paypal but without this issue?
Here’s a very recent post on our blog about our frustration with PayPal and the choices we made:
PayPal to our clients: the credit card you entered cannot be used for this payment…
Ultimately though we will go with one of the Authorize.net resellers, in addition to PayPal of course.
It is something that you hear a lot that paypal will freeze your account if there is a disputed charge. Normal gateways between a merchant bank account and credit card processors are less likely to treat you like a criminal by default because you’ve gone through the time and expense of opening a merchant bank account.
If you do a lot of business online you might want to talk to your bank.
Provided you operate the account according to their rules your account will never get frozen.
Yes I really don’t understand for how long they freeze and when they do it, I can understand they do it for protection but that part of how and when they freeze and for how long they do it I don’t get that.
Can you explain that?
Do you have a website where they abide by their rules?