Most of them are the same… I never set up a payapl, so I don’t know it’s options. I know I hated sites that were like “To continue your purchase you must have a paypal account.” Up til about a year ago 100% of the time I would leave. With auth.net there isn’t anything to join. They are the secure middle man…
Oh sorry, just in general… without any payment service.
Bottom line is, I just want a quick, dirty and safe solution to process credit card information with the least amount of hassle for the end user (and myself considering this is my first attempt).
I don’t know what is involved with setting up PayPal, but the end user may use a PayPal account, or PayPal can just process the credit card.
I would assume that the vendor would need to have an account with any credit card processor just because they (the card processor) would need to know where to credit the funds.