Mercury
$250 credit when you deposit $10k within your first 90 days
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About Mercury
Mercury is designed for founders and small business owners who want banking that keeps up with the pace of their work. Instead of juggling outdated systems or relying on a patchwork of tools, Mercury brings core financial tasks like paying bills, sending invoices, and managing team expenses into one straightforward platform. It integrates smoothly with accounting software like Xero, QuickBooks, and NetSuite, which means less time spent on manual reconciliation and more time focusing on what matters most: running the business.
Everyday banking comes with thoughtful perks, like 1.5% cashback on all debit card purchases and expanded FDIC insurance through Mercury’s partner banks. These features aren’t just nice-to-have; they add real value by helping companies save money and keep their funds secure as they scale. The platform adapts to different stages of growth, with flexible plans that range from simple invoice creation to more advanced capabilities like branded recurring invoices and powerful automation for larger teams.
Security is treated as a priority rather than an afterthought, with strong protections and real-time fraud monitoring built in. And for those who need a more hands-on relationship, higher tiers include access to dedicated support and relationship managers who understand the unique needs of growing companies.
Discover current offers on Mercury and explore additional business tools right here on our marketplace to optimize your startup’s operations with ease.
Eligibility
- New customers only
- Your business must be based in the US.
Features
Dedicated relationship management
Premium plan users gain access to a dedicated relationship manager who offers responsive, personalized support. It’s an added layer of guidance for growing companies as their banking needs become more complex.
Cashback rewards
Every debit card purchase through Mercury earns 1.5% cashback, with no monthly limit. It’s a straightforward way for businesses to get a return on everyday expenses, from software subscriptions to office supplies.
Enhanced FDIC insurance coverage
Through its partner banks and sweep networks, Mercury provides FDIC insurance far beyond standard limits, covering deposits up to 20 times the usual amount. This extra protection adds reassurance for businesses keeping larger balances.
Powerful online business banking
Mercury offers a modern approach to business banking, giving startups and small businesses an easy way to manage their money online. With checking and savings accounts built for today’s founders, it simplifies daily tasks like payments, transfers, and account management.
Reimbursement management
Handling team reimbursements is simple with Mercury. The free plan covers up to 5 users each month, and higher tiers open the door for more, creating a clear, organized process for covering employee expenses.
Unlimited invoice generation
Mercury makes invoicing hassle-free by letting you create as many invoices as your business needs. Whether you’re billing clients for one-off projects or tracking multiple payments, you won’t run into limits or paywalls that slow you down.
Seamless accounting integrations
Mercury connects directly to tools like Xero, QuickBooks, and NetSuite, so transactions sync automatically. That means less manual entry, fewer mistakes, and smoother reconciliation when it’s time to close the books.
Unlimited bill pay
There’s no cap on how many bills you can pay through Mercury, which means vendors, contractors, and service providers get paid on time without extra fees sneaking in. It’s a straightforward way to keep cash flow predictable and avoid unnecessary headaches.
Typical Pricing
- MercuryFree
- Mercury Plus$35// month
- Mercury Pro$350// month