But when I log in to Paypal, and click "Website Payments Standard" it tells me this:
Accept Recurring Payments: Basic
Buyers need a PayPal account
Accept Recurring Payments: Advanced (Optional, $19.99/month)
Buyers do NOT need a PayPal account
So that leads me to believe they must sign up to have the option of recurring payments unless I got for the $20/mo option. If I'm missing something somewhere, please feel free to point it out.
Now, if I knew the business was going to come rolling in and lots of people were going to pick the recurring payment option, I'd go for the $20 option, but for all I know it'll take two years before someone decides to pick that option, or they may never pick it, so it's hard to justify the expense right now.