Using SSL for mySQL database connections

I just learned from the following link that encrypted connections are not used by default for mySQL.

Does this mean that when the mySQL app that I use, connects to the remote server, that a hacker can see the password that is sent? Or does this mean that when I execute SELECT statements, the resulting data could potentially be seen by hackers? Fortunately I don’t store credit cards, however, I still want to make things as secure as possible.

Thank you!

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