The answer is it depends.... It depends on where you are? what your business is? what your assets are? and the answer to many other questions. Your question is just too broad.
If you are looking for a loan for your web development company, we might be able to continue this conversation. Otherwise, the subject would be off-topic for this board and there are other places in the internet that are more appropriate. If you are in the US, www.sba.gov is a great place to find answers. For other countries, Google is your friend. And always remember, the more information you give the better the feedback.