Ok, so... How much Drupal theming experience do you have? Drupal 7 is easier to theme than Drupal 6 but it's different.
The minimum you need to create a D7 theme is:
- You should also have an images folder but that's not technically required
Did you create the theme from scratch or are you subtheming another theme?
Those two screenshots don't even have the same banner image which is odd. Are you using anything to swap images in your theme or using blocks to change images for some reason?