Credit Card Validation (Amount Available)

Hello Everyone,

I’m setting up a Megento based eCommerce site, and the client wants to verify credit cards, but does not want to charge them.

Basically if they have an order of $100, he wants to check the card they use to see if $100 is available, if it is, the order would go through, and he would charge them later with his in-store (physical) credit card processor.

Is this possible? Any services / links out there?


I believe you can do an auth_only request although for debit card holders this will actually reserve funds on some cards. He should talk with his merchant provider as they may have concerns about never closing the auth requests.