1 more I forgot

On page http://www.stc.org/membership/mgam-toolkit.asp Why does the left side nav go over the footer? Do I still need to clear a float?

you need to add {clear:both} to the .footerBG

I do have it already. That is why I do not understand. I think the browser at the location I was looking at was caching. It behaves fine when I view it from home. Thanks.