I live in Zimbabwe where paying online is a nightmare if not almost impossible. I have this idea of creating sites that use mobile banking facilities available in Zimbabwe. The thing is I do not have enough money to pay someone do a mediocre job for me. I want to do it myself. The problem is I do not know what to read or where to start. I am not good but ok in PHP and C and I need to be pointed in the right direction.
What I want the site to do is to accept payments, communicate with the appropriate servers, process the transaction and send an SMS to the customer.