TIP> Many MANY people put a period right after the URL (you too wluke). Don't. Put a space between the URL and the period so it doesn't become part of the URL. (hover over the example above from wluke to see what I mean.)
Your right. Look more closely at my posted URLS though, if there is a period marking the end of a sentence I usually put "/." instead of just a period. Of course this only works if your not specifying a particular document in the directory. If it is a particular document I either manually hyperlink it nowadays or put it on its own separate line. I have only been using these forums since last August and am still learning little tricks about posting well formatted messages.