I am not too experienced with js, but am somewhat familiar with scripting languages such as PHP. In an effort to great away from using jQuery so I started to experiment and developed the following script.. which WORKS.

Code:
		<script  type="text/javascript">
		function ajaxRequest(){
			var request 
			try{ request = new XMLHttpRequest();} 
		    catch (e){
				try{request = new ActiveXObject("Msxml2.XMLHTTP");} 
		        catch (e) {
					try{ request = new ActiveXObject("Microsoft.XMLHTTP");}
		            catch (e){
						    alert("Your browser broke!");
						   return false;}
				 }
			 }
			return request
		}
		function AJX(a, targ){
			test=ajaxRequest();
			test.onreadystatechange = function(){
			 	switch (this.readyState) {
			 		case 4:
			 			document.getElementById(targ).innerHTML=this.responseText;
			 			if (document.getElementById(targ).onchange) {document.getElementById(targ).onchange();}
					break;
			 	}
			};
			test.open("GET",a, true);
			test.send(null);
		}
		function set(target){
			for (el in target){	
				LMNT= document.getElementById(target[el][0]);
				LMNT.tg=target[el][1];
				LMNT.ty=target[el][2];
				LMNT.onchange= function(){AJX(this.tg+this.value+"."+this.ty, this.tg);  }
		 	}
		 	if (document.getElementById(target[0][0]).onchange) {document.getElementById(target[0][0]).onchange();}
		}
		var stack=[new Array('gender','names','html'),new Array('names','loc','html') ];

		</script>
My question is why do I HAVE to create properties for HTML elements? In other words, this works

LMNT= document.getElementById(target[el][0]);
LMNT.tg=target[el][1];
LMNT.ty=target[el][2];
LMNT.onchange= function(){AJX(this.tg+this.value+"."+this.ty, this.tg);


BUT
document.getElementById(target[el][0])onchange= function(){AJX(target[el][1]+this.value+"."+target[el][2], target[el][1]);

causes ALL element to assume the LAST value of the target[el][] array in the loop. I thought since I was creating a function to be stored in the element's onchange method that all the values at the time that function would be stored there as well. obviously tha'ts not the case. Am I missing something about the way js objects function?