I have a question for professional web designers. When you are creating a website for a client and it is going to require some images (say, for example, of a downhill skier), do you go on the hunt for the images or ask the client to provide them? And if it is you the designer who tracks down the images, do you require up-front payment for them?

If you are a designer and the client doesn't pay you, you are out your time. But if you pay for images and don't get paid, then you are out of pocket real money.

I want to know what standard industry practice is.