One other thing to consider is how secure your password is, as in that it is at least 8 characters with upper case, lower case, numbers, and symbols, for example. I have been running into many users that don't really give it a second thought and setup a user (that has FTP access) with a username and password combo of something like rachel:rachel or bob

assword, and well any plain word or even any plain word with 123 at the end is going to be guessed. Those are some examples, but I am sure you get the point. Computers don't get tired, and they work fast, a programmer can tell a computer to scan the internet as fast as it can with common usernames and passwords, and it can try hundreds a minute... well a lot more than that. Don't let your password be guessable, follow the guideline mentioned in the first sentence.
It could be something else too, but I wanted to toss that bit in there anyway, just in case.
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