This is what I would use to do what you want. I changed a few lines in here, I'm not going to explain it all but you can find them I'm sure. You may want to make sure you are using proper syntax and upgrade everything to xhtml 1.0 by the way. Anyway here goes:
Code:
<html>
<head>
<style type="text/css">
{
background-image: url(graphics/leftsideborder.gif);
background-repeat: repeat-y;
}
#toptitle {
font-size: 24px;
font-weight: bold;
font-family: Arial, Helvetica, sans-serif;
margin-left: 250px;
width:535px;
}
/* this rule is so I can see where the divs are*/
#toptitle, #navigation, #content, #footer {
border: 1px solid red;
padding: 2px;
margin-bottom: 2px;
}
#navigation {
font-size: 16px;
color: #333333;
font-weight: bold;
width: 210px;
letter-spacing: 0.03em;
line-height: 200%;
padding-left: 30px;
float: left;
top: 0;
left: 0;
}
/* need this separately so that the rule overrides what the browser will do.*/
#navigation a {
text-decoration: none;
}
#navigation ul {
list-style-type: none;
}
a:link {
color: #6600CC;
}
a:visited {
color: navy;
}
a:hover {
color: #993333;
}
a:active {
color: #6699FF;
}
#left {
float: left;
width:200px;
}
#right {
float:right;
width:300px;
}
#content {
margin-left: 250px;
background: url(graphics/church.jpg) no-repeat;
background-position: top;
width: 535px;
height: 800px;
}
#footer {
margin-left: 250px;
width: 535px;
height: 80px;
clear: both;
}
#footer img {
float: left;
margin: 0 20px 0 0;
}
#textbaseline {
vertical-align:baseline;
}
</style>
</head>
<body>
<div id="toptitle">
<!-- use an id because there is only one top title-->
Unitarian Church of Montpelier
</div> <!-- close top title div-->
<div id="navigation">
<!-- use an id because there is only one navigation area-->
<ul><!-- had to remove you links here because it wouldn't let me post them on the forums -->
</ul>
</div> <!-- close navigation div-->
<div id="content">
<p>Worship and Church School: Sundays at 10:00 a.m.<br>
Office Hours: Tuesday - Friday 10:00 a.m. - 5:00 p.m.</p>
<div id="left">
<p>The Rev. Marta Flanagan <br>Interim Minister</p>
<p>Sam Rossier<br>Church Administrator</p>
<p>Sherri Glebus<br>Director of <br>Religious Education</p>
<p>Catherine Orr<br>Director of Music</p>
</div> <!--close div "left"-->
<div id="right">
<p>We welcome everyone to our church.</p>
<p>Braille and large-print hymnals are available for Sunday services.</p>
</div> <!--close div "right"-->
</div> <!-- close content div-->
<div id="footer">
<img src="graphics/chalice.gif" alt="" width="48" height="56" />
<p id="textbaseline"><strong>Unitarian Church of Montpelier (802) 223-7861<br>
130 Main Street, Montpelier, Vermont 05602</strong></p>
</div> <!-- close footer div-->
</body>
</html>
Hope I understood your questions properly and this solves your problems.
ps. I had to remove the links because it wouldn't let me post them.
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