Currently I use Microsoft Money to handle all my personal AND business finances as the program lets me seperate and manage both from one place.

I was just wondering what should I do as far as tracking customer payments. When a customer pays me, whether its a check or cash should I:

- Track the payment in a seperate "dummy" account called "Customer Payments" and then transfer that money into whatever real bank account I want to.


- Track the payment as a deposit in my real bank account that I keep all my business finances in.

Thanks for any help.