SitePoint Sponsor

User Tag List

View Poll Results: Is it easier to...

Voters
16. You may not vote on this poll
  • Save

    11 68.75%
  • Spend and repay

    5 31.25%
Results 1 to 11 of 11
  1. #1
    Quality not quantity. bo5ton's Avatar
    Join Date
    Oct 2003
    Location
    Australia
    Posts
    654
    Mentioned
    3 Post(s)
    Tagged
    0 Thread(s)

    Which is easier?

    Do you think it's easier to save money or to get into debt and pay it back?

    Like, I'm saving at the moment, but because I have the money I seem to spend it. I think that maybe if i was in debt i would be more inclined to put my money towards what I was saving for in the first place...

    What do you think?

  2. #2
    SitePoint Guru ckita's Avatar
    Join Date
    Nov 2004
    Location
    Truly Asia
    Posts
    733
    Mentioned
    1 Post(s)
    Tagged
    1 Thread(s)
    save

  3. #3
    SitePoint Zealot
    Join Date
    Sep 2004
    Posts
    141
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Save. But save for something not nothing.

  4. #4
    SitePoint Guru Marubozo's Avatar
    Join Date
    Mar 2005
    Location
    Near South Bend, Indiana
    Posts
    657
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    This is a difficult question. It is typically very difficult for people to force themselves to save money. But, it is just as difficult to try and repay what you owe from spending too much, which in turn reduces, or even eliminates your ability to save in the first place.
    Generation X Finance
    Helping a Unique Generation Achieve Financial Independence

    Financial Planning writer at About.com

  5. #5
    SitePoint Enthusiast allstarkid's Avatar
    Join Date
    Nov 2003
    Location
    USA
    Posts
    75
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    We all know its funner to spend than it is to save. The problem is paying it back.

  6. #6
    Visit docquesting.com docquesting's Avatar
    Join Date
    May 2005
    Location
    Georgia USA
    Posts
    1,264
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Save.

  7. #7
    SitePoint Wizard Young Twig's Avatar
    Join Date
    Dec 2003
    Location
    Albany, New York
    Posts
    1,355
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    I've always saved.

  8. #8
    SitePoint Member
    Join Date
    Sep 2004
    Location
    VA
    Posts
    12
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    Easier to save. Thank god for the Internet, or I'd be out there, tempted by the many products and services offered by this great capitalist country.

  9. #9
    SitePoint Member
    Join Date
    Aug 2005
    Posts
    2
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)
    It's easier to save and I can barely do that, how pathetic =(

  10. #10
    ☆★☆★ silver trophy vgarcia's Avatar
    Join Date
    Jan 2002
    Location
    in transition
    Posts
    21,235
    Mentioned
    1 Post(s)
    Tagged
    1 Thread(s)
    It's a LOT easier to spend than it is to save if you leave your house for more than 30 minutes a day, but you're always better off saving.

  11. #11
    A Smarter Way to Web! zivo's Avatar
    Join Date
    Aug 2003
    Location
    Chicago
    Posts
    433
    Mentioned
    0 Post(s)
    Tagged
    0 Thread(s)

    Thumbs up Spend then Repay

    If you spend and repay, it's usually as a result of something - like maxing out all of your credit! Then you are forced to have more discipline. So I have heard...

    mp/m


Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •