I have long seen the point of CSS, but it's for reasons such as the following that I have avoided them until I started redesigning this site. Temporarily, the link is http://www.livingpages.net/anc. The front page is not yet done. Tomorrow I will add some hidden layers and DIVs (if I can figure them out). and it will end up looking good. The menu on top works for navigation so you can see what I am referring to.
PS. Any other tips you have are good, but keep in mind this is a prototype site still. :-)