it is a real challenge to find an affordable merchant account provider. This is what I have found so far, can anyone recommend anything better....The current info is quoted from a company: payrightprocessing.com??

2.29% discount rate
No set-up fee
No software fee for Authorize.net
Monthly statement fee: $15
Gateway fee: $14.95 per month
transaction fee: 30 cents
No monthly minimum

The only catch, three year contract (which I don't want)