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  1. #1
    SitePoint Enthusiast
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    Question Online Credit Card Proccessor?

    I was wondering, how can I accept credit cards online?

    I've looked at Paypal, Paysystems and 2Checkout, which is best?

    Thanks!

  2. #2
    SitePoint Wizard silver trophy
    beley's Avatar
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    I have used Paypal for auctions but don't think its a very viable solution for e-commerce because all the potential customers have to sign-up for service with PayPal before they can buy anything from your site.

    I have used both Paysystems and 2Checkout with no problems. Paysystems has more backend features and is very slick but doesn't offer customization of the order page. 2Checkout is simpler but you can totally customize the order page to look like your site. Those are the main differences... best of luck!

  3. #3
    Serial Publisher silver trophy aspen's Avatar
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    The best solution is a fullfledged merchant account, like from an authorize.net reseller.
    Chris Beasley - I publish content and ecommerce sites.
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  4. #4
    I want my 4th arrow! garlinto's Avatar
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    I use Paymentech (with Verisign's Payflo Pro as the gateway) and really like it. They are a great company and support is excellent. Now they have a new system called "Orbital" wich is a full-fledged and inexpensive processor/gateway all in one, but you will have to learn how to configure your shopping cart to handshake with it, as it is very new.
    Ducharme's Axiom: "If you view your problem closely
    enough, you will recognize yourself as part of the problem."


  5. #5
    SitePoint Enthusiast saponifier's Avatar
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    iBill.com < > NOT RECOMMENDED! Horrible Customer Service! <looking for another provider at the moment.....ie., probilling.com & paysystems.com>

    eSellerate.net < > for the sale of digital content/software downloads


    Kat
    "Vision without action is a daydream;
    Action without vision is a nightmare."


  6. #6
    SitePoint Addict michaelwheaton's Avatar
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    Have a look at http://www.ProPay.com - they are my top pick right now and have amazing support.

    Mike

  7. #7
    SitePoint Wizard silver trophy
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    If you're small and don't expect much volume a 3rd party processor like 2checkout or Paysystems may be ideal for you for now. However, if you expect major volume or want to play like the big boys (i.e. appear like a big store) you will need a true merchant account of your own. Having your own merchant account means you control the payments, your name shows up on the bills and customers don't ever leave your site to pay you. With a 3rd party company you have little control, someone else's name is on the bill and your customers are going to your payment company to pay so in the end they aren't truly just your customers.

    If you still want a 3rd party system I would recommend PaySystems based on user feedback about their support and reliability.
    - Ted S

  8. #8
    Texan at Heart Corey Bryant's Avatar
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    I recommend Paypal - starting out. You do not have to pay anything up front & the discount fees are not as outrageous as 2checkout. Once you start selling about $1,200 a month or more - get a merchant account. Look for one that the discount rates are abour 2.25-2.35%. If you look more at a third party, the discount rate is going to be more. Ibill / CCBill are designed more for the high-risk industry (adult, gaming, etc).

  9. #9
    SitePoint Member Navigator's Avatar
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    What about Ikobo.com ? What is your experience with it ?
    They seem to offer a lot !

  10. #10
    SitePoint Zealot
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    Hi. I would be happy to work out the integration of a merchant account with PaySystems. If the setup fee presents a large obstacle, we will see if we can work our way around that.

    Cheers
    James
    -----
    james

  11. #11
    SitePoint Evangelist Backlinker1's Avatar
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    Sorry to dredge up an old post but....
    <quote>
    If the setup fee presents a large obstacle, we will see if we can work our way around that.

    Cheers
    James

    </quote>
    Thats an interesting statement Jacker. What had you got in mind ?
    Graham
    Regards. Graham
    Buy, Sell, Talk And Learn About Antique British Ceramics.
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